LET'S TALK: 631.647.9210 ext. 310​
COMMERCIAL REAL ESTATE
Commercial Real Estate Program
Classifications
Apartment Buildings, Garden Apartments, Condominiums, Cooperative Apartments and Apartments with Mercantile, Planned Unit Developments, Office Buildings, Shopping Centers, Mercantile Buildings, Hotel/Motel and other Lessors Risk Commercial Real Estate
TERRITORY: Countrywide
COVERAGE: Property, General Liability and Crime (lessors risk only). Limits up to $20 mil per location (condos to $40 mil)
including building, contents, time element coverages and ordinance or law. Special form, agreed amount, replacement cost
available. Deductibles starting at $2,500.
GENERAL LIABILITY: $1M/$2M limits available. Per location limit available. No deductible. Employee benefits liability,
hired non-owned auto and stopgap coverage available.
Various broadening endorsements provide important coverages tailored specifically for this class of business including Crime,
Equipment Breakdown, HNO Auto.
No age restrictions or construction class restrictions
Carrier is rated A VIII by AM Best
TERRITORY: Countrywide
COVERAGE: Property, General Liability and Crime (Lessors Risk only). Limits up to $20 mil per location (condos to $40 mil)
Including Building, Contents, Time Element Coverages and Ordinance of Law.
Special Form, Agreed Amount, Replacement Cost available. Deductibles starting at $2,500.
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GENERAL LIABILITY(Packaged or Monoline): $1M/$2M limits available. Per location limit available. No deductible. Employee benefits liability,
Hired Non-owned Auto and Stopgap coverage available.
Various broadening endorsements provide important coverages tailored specifically for this class of business including Crime,
Equipment Breakdown, HNO Auto.
No age restrictions or construction class restrictions
Carrier is rated A VIII by AM Best
COASTAL PACKAGE PROGRAM
Classifications
Apartment Buildings, Garden Apartments, Condominiums, Cooperative Apartments and Apartments with Mercantile, Planned Unit Developments, Office Buildings, Shopping Centers, Mercantile Buildings, Hotel/Motel and other Lessors Risk Commercial Real Estate
Tier 1 and 2 Counties in:
CT, DE, LA, ME, MA, MD, MS, NH, NJ, NY, PA, RI, TX, VA, and D.C.
COVERAGE: Property, General Liability, Crime, Hired and Non-owned Automobile.
PROPERTY: Limits up to $20M per location. Special Form, Agreed Amount, Replacement Cost available.
Deductibles starting at $2,500. Flood and Earthquake sub-limits of $1M available where acceptable.
DEDUCTIBLES: AOP from $2,500. Wind/Hail - Varies by territory.
Various optional coverages available including Flood and EQ
All construction classes. No age restrictions.
COASTAL MONOLINE PROPERTY PROGRAM
Classifications
Commercial property classifications including Habitational, Shopping Centers, Mercantile, Hotel/motel, Office Buildings and
other Commercial Classes.
Minimum distance from coastal water: 1,500 feet
TERRITORY: Texas, Louisiana, Mississippi, Alabama, Florida (excl. Dade, Broward, Palm Beach counties), Georgia, South
Carolina, North Carolina and Virginia.
COVERAGE: Limits up to $5MM per location, maximum value per location $10MM.
Special Form or Wind/Hail Cause of Loss coverage only.
All construction classes (some distance to coast restrictions for frame)